Buy a Townhouse Today or Wait Until You Can Afford a House?
Should you buy a townhouse now or wait until you can afford a house? Compare the opportunity cost of waiting, rental income and long-term growth through two investment scenarios.
News & Insights / Topic
Affordability
How stretched buyers are, where prices still sit within reach, and what affordability does and does not tell you. 14 articles, newest first.
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Can't Afford a House? Here's Why Townhouses Are the Smarter Play in 2026
As detached houses become less affordable, townhouses are becoming a more relevant option for investors. Explore how entry price, rental yields, long-term growth and property selection shape the trade-offs.
Housing Tax Reform Won’t Remove Pressure: It Will Reshape It
The 2026 Federal Budget has now confirmed some of the most significant housing tax reforms Australia has seen in decades. Instead of solving affordability issues, they will most likely shift…
What Price-to-Income Ratios Miss about the Property Market
Australia’s housing price-to-income ratio has reached its highest level in history. Does that mean that the younger generations won’t be able to afford property anymore?
Are Units a Bad Investment? Units vs Houses Explained
Units can feel like the sensible choice: cheaper, inner city, and lower risk. But when they lag houses for years, the gap is often not a catch up opportunity. It…
Is Property Now Out of Reach for Young Investors? Not If You Look Closer
With house prices at record highs and borrowing power stretched thinner than ever, it’s no surprise that younger Australians often feel priced out. However, higher average prices doesn’t mean the…
4 Undervalued Cities Where Houses Are Still Affordable
InvestorKit's latest ‘Overvalued or Undervalued’ whitepaper indicates that only 7 out of the 33 most populated cities remain undervalued in 2025. In today’s blog, we uncover 4 of them.
Are Property Investors Responsible For House Price Booms?
The latest Australian Bureau of Statistics (ABS) data reveals a substantial rise in investor lending activity, with the value of new loans hitting its highest levels since 2021 (see Chart…
Top 3 Property Investment Hotspots at Different Budgets: $500K, $750K, and $1M.
I only have a $500K budget. Can I still find a nice investment house with that?” “What do current property trends in Australia indicate about investment property costs in 2024?” …
Do First-Home Buyer Incentives Help Improve Housing Affordability Or Worsen It?
Explore how first home buyer incentives impact housing affordability. Do incentives help or hurt first-time buyers? Learn more in this insightful analysis.
Foreign Buyers: The Cause of Australia's High Property Costs?
Foreign buyers are flooding into Australia’s housing market with cash and ‘the bank of mum and dad’. They appear to be outpacing local buyers who are grappling with high interest…
3 Undervalued Markets Even with Interest Hikes
RBA raised its cash rate target again last Tuesday to a six-year high of 1.85%. CBA and ANZ have lifted variable mortgages by 0.5% points 2 days later. Other banks…
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