Growing a portfolio of 3 or more
You know how to buy a property. The harder question is the sequence: which purchase, where and when, so borrowing and cash flow hold up for the one after. We plan at portfolio level, research nationally and negotiate with discipline. Your broker handles the lending, and you keep the final say.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Sound familiar?
Each purchase made the next loan harder. You are not sure whether the wall is a real ceiling or a question of order and structure.
A property that never grew, or an agent who was really selling stock. You will not hand over the next purchase without seeing how someone thinks.
Research, interstate inspections and negotiation take hours you no longer have. You want to own the portfolio, not have it run your week.
You want a team that improves your system and challenges your thinking, not one that starts by explaining rental yield.
What is really going on
Once you own three or more properties, each purchase changes how lenders see the rest. Which property comes next, where it sits, how it rents and what it costs to hold all affect what you can borrow afterwards. Your broker confirms the lending. We plan the property side with your broker, so you can see how each purchase may affect the next one.
How we help experienced investors
The same process every client follows, pitched at your level.
A 15-minute conversation about your current portfolio, your borrowing position and what you want the next few years to deliver. There is no obligation.
Your strategist looks at every property you own, your cash flow and your buffers, then maps a buying sequence with your broker so capacity holds up for later purchases.
We compare markets across Australia on data, then narrow to suburbs where the property type, price and rental demand fit the role this purchase plays in your portfolio.
We look on, off and before market, run our 20-point due diligence on every shortlisted property and negotiate to a price agreed with you. You make the final call.
Portfolio reviews are part of the engagement, so the plan is updated as values, rents, lending and your goals change.
Experience behind the approach
Meet our clients
REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Dated company experience. Purchase counts and reach are historical; individual outcomes vary and are not a forecast of your results.
Success stories
In their words
Excerpts from verified Google reviews. Individual experiences, not promised or typical results.
Google reviewWe recently settled on our fourth property through InvestorKit, and the experience has been outstanding. Often, once a client is retained, the level of service and attention can drop but that certainly wasn’t the case here. The quality of service remained exceptional throughout the entire process.
Google reviewThis is not a get-rich-quick scheme, it's a carefully considered, planned approach to building wealth over time backed by professionals who are working for you the entire way.
A fair question
Ask that of anyone you consider. Our answer is scope. We plan the buying sequence across your whole portfolio with your broker, research markets nationally rather than where we happen to be based, check every shortlisted property the same way and review the plan after each purchase. You could do each part yourself. What we add is the time, the data and a team that does it every week.
Your next step
Tell us where you are and what you want. We will explain how we work and whether we are the right fit. You do not need to be ready to buy.
The discovery call suits people with access to at least $125K in savings or equity, or guarantor support.
Free 15-minute call. No obligation.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Weighing your options
A brief to find and secure one property.
Planning is limited to the agreed purchase brief unless separately included.
Ask which markets are covered and how recommendations are researched.
Your goals, current position and how the next property fits a broader plan.
A dedicated QPIA-qualified property strategist connects purchase decisions to your portfolio goals.
A research team assesses markets nationally, then narrows the search to your brief.
Rules and policy
Current at . General information, not financial, tax or legal advice. Check how any change applies to you with your accountant or adviser.
Law, not yet startedFederalFrom
From 1 July 2027, losses on established residential investment properties bought after 7:30pm AEST on 12 May 2026 can only be offset against residential property income and gains, not wages. Properties already held at that time keep their current treatment, and newly built homes are exempt.
Source: ATO: negative gearing and CGT reforms (opens in a new tab), Budget 2026-27 explainer (PDF) (opens in a new tab)
Law, not yet startedFederalFrom
For gains that build up from 1 July 2027, the 50% capital gains tax discount is replaced by indexing the cost base to inflation, plus a 30% minimum tax on the real gain. Gains built up before that date keep the 50% discount, and main residences stay exempt.
Source: ATO: negative gearing and CGT reforms (opens in a new tab), Budget 2026-27 explainer (PDF) (opens in a new tab)
Draft for consultationFederal
Treasury has released draft law setting out which homes count as new for the negative gearing and capital gains tax changes. It is a draft only and could change before it reaches Parliament.
Source: Treasurer media release (opens in a new tab), Treasury consultation (opens in a new tab)
Draft for consultationFederal
Treasury has released draft law for a 30% minimum tax on income from discretionary (family) trusts, planned to start on 1 July 2028. It is a draft for consultation only, is not law and could change before it reaches Parliament.
Source: ATO: minimum tax on discretionary trusts (opens in a new tab), Treasury consultation (opens in a new tab)
In forceFederalFrom
Since 1 February 2026, each bank can make no more than 20% of its new home loans at a debt-to-income ratio of six times or more. It caps the bank’s share of that lending, not any one borrower, and loans to buy or build new homes are exempt.
Source: APRA: limit on high debt-to-income loans (opens in a new tab)
In forceVICFrom
Since 25 November 2025, Victorian landlords cannot give a no reason notice to vacate, and rent increases need 90 days’ notice. More changes start on 13 October 2026, including gas and electrical safety checks every two years.
Source: Consumer Affairs Victoria: rental law changes (opens in a new tab)
In forceVICFrom
Victoria’s 2026-27 Budget made no change to land tax rates or thresholds. The $50,000 tax-free threshold and the COVID debt levy surcharge, which runs to 2033, continue.
Source: SRO: changes taking effect 1 July 2026 (opens in a new tab)
In forceNSW
The NSW land tax tax-free threshold stays at $1,075,000 for the 2026 land tax year, the third year at the same level. Owners who pay in full within 60 days of their notice get a 0.5% discount.
Source: Revenue NSW: preparing for the 2026 land tax year (opens in a new tab)
In forceNSWFrom
Since 19 May 2025, NSW landlords need a listed reason to end a lease, and rent can rise only once every 12 months for all leases.
Source: NSW Fair Trading: changes to rental laws (opens in a new tab)
In forceQLDFrom
In Queensland, rent can rise only once every 12 months, and since 6 June 2024 that limit attaches to the property, not just the tenant. Rent bidding is banned.
Source: RTA: new rental laws from 6 June 2024 (opens in a new tab)
Is this you?
The discovery call suits people with access to at least $125K in savings or equity, or guarantor support.
Before you decide
