InvestorKit for healthcare workers
Whether you work nights on a ward, rotating shifts on the road or a full clinic list, we plan around your roster. Your plan is sized to what you actually take home, with buffers for leave and changing hours. Updates arrive when you can read them, and we coordinate independent local inspections for you.
Free 15-minute call. No obligation.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Being a mum to a young toddler, working long hours and as a first-time buyer, I was nervous about the entire process, but the team made it incredibly smooth and stress-free.
Our customer success has been featured in 1000+ media and news outlet articles.
In the newsSound familiar?
Nights, weekends and double shifts make business-hours calls and Saturday inspections hard to plan around.
Overtime, penalty rates and casual shifts come and go, and parental leave can change the picture for a year.
A property that only works in your best pay months is not one you and your partner want to hold.
Friends seem to have a property or two already, while you have been busy doing a demanding job.
What is really going on
Most healthcare workers we speak with are not short of discipline. What they need is a plan built on the pay they can count on, not the overtime they hope for. Size the purchase to the income you can rely on, keep buffers for leave and quieter rosters, and the property becomes something you can hold with confidence.
How we help healthcare workers
The same process every client follows, arranged around your roster.
A 15-minute conversation about your goals, savings and how your roster works. There is no obligation, and you do not need to be ready to buy.
Your strategist works through your cash flow with you, allowing for overtime that varies, leave and changes in hours. Your broker confirms how lenders view your income.
We compare markets across Australia on data and narrow to suburbs that fit the plan. You read the findings when your shift ends, not during it.
We coordinate independent local inspections, and every shortlisted property goes through our 20-point due diligence. We share the findings for you to review around your shifts, and you make the final call.
We coordinate settlement with your broker, solicitor and property manager, then review your plan when your hours or family change.
Why a buyer’s agent and wealth partner
Shift work leaves little room for suburb research and weekend inspections, which is the part of investing a buyer’s agent takes off your roster.
It is a paid service, and it does not suit everyone. We confirm our fee with you upfront, and the free discovery call is where we check together that it fits your budget and your plan.
Suburb research, inspections, agent calls and paperwork can take months of evenings and weekends. We carry that work, and you make the decisions.
Our research team studies supply, demand, rents and local conditions nationally, so the shortlist is not limited to the suburbs you already know.
Every shortlisted property goes through our 20-point due diligence checklist, and we coordinate inspections before you are asked to commit.
The selling agent works for the vendor. We negotiate the price and terms for you, with the research behind every offer.
Around 70% of our recent purchases were off-market or pre-market, so the search reaches past what is listed online.
Your Portfolio Wealth Blueprint maps what comes next across residential and commercial property, and we connect you with selected finance, accounting and insurance professionals along the way.
The InvestorKit difference
A property purchase is one step. We help you build a portfolio around your goals, and keep reviewing the plan with you as it grows.
A purchase-only engagement centres on finding a property, negotiating the price and reaching settlement. Your wider portfolio strategy and what comes next sit outside that brief.
The InvestorKit Group works on every stage with you. Start with a plan for your whole portfolio, put it to work through residential and commercial investing, and keep reviewing the plan as your portfolio grows. We connect you with selected finance, accounting and insurance professionals along the way. The plan is sized to your take-home pay, with buffers for leave and changing hours.
Here for one purchase? We can help with that too. Start with the support you need, with room to build a longer-term partnership.
Purchase-only scope shown. Services vary by agency and engagement.
Why InvestorKit
REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Strategists, researchers and buyers’ agents work together on every brief. The research team studies markets nationally and publishes its thinking in whitepapers, reports and the book Driving the Data.
No developer commissions and no selling agent referral fees. We confirm our fee with you upfront, so our advice follows your plan.
$2B+ in property purchased for clients, and 850+ five-star Google reviews.
In the conversation
Forbes Australia BrandVoice partner content
On Today Extra
Author of Driving the DataExperience behind the approach
Meet our clientsSuccess stories
In their words
Excerpts from verified Google reviews. Individual experiences, not promised or typical results.
They really do all the heavy lifting, meaning my husband and I could continue focusing on our work commitments.
Kit has presented a clear strategy for the years ahead, and Mehul has gone above and beyond from our first interaction to meet our busy schedule and demanding situation. Weekend calls, evening calls, helpful referrals when we needed help and so much more.
A fair question
That is the right question to ask before you buy, not after. We plan cash flow on the income you can rely on, then allow buffers for leave, fewer shifts and vacancy, so the property does not depend on overtime. Your broker confirms how lenders treat your income. If the numbers only work in your best months, we will say so.
Your next step
Tell us where you are and what you want. We will explain how we work and whether we are the right fit. You do not need to be ready to buy.
The discovery call suits people with access to at least $100K in savings or equity, or guarantor support.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
We'll reveal how you can save time, stress, and money through strategic property investing.
REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Rules and policy
Current at . General information, not financial, tax or legal advice. Check how any change applies to you with your accountant or adviser.
Law, not yet startedFederalFrom
From 1 July 2027, losses on established residential investment properties bought after 7:30pm AEST on 12 May 2026 can only be offset against residential property income and gains, not wages. Properties already held at that time keep their current treatment, and newly built homes are exempt.
Law, not yet startedFederalFrom
For gains that build up from 1 July 2027, the 50% capital gains tax discount is replaced by indexing the cost base to inflation, plus a 30% minimum tax on the real gain. Gains built up before that date keep the 50% discount, and main residences stay exempt.
In forceFederalFrom
Since 1 February 2026, each bank can make no more than 20% of its new home loans at a debt-to-income ratio of six times or more. It caps the bank’s share of that lending, not any one borrower, and loans to buy or build new homes are exempt.
Is this you?
The discovery call suits people with access to at least $100K in savings or equity, or guarantor support.
You work shifts or long hours and cannot research in business hours
You and your partner want a plan built on pay you can count on
You want updates you can read when your shift ends
You would rather decide with evidence than with a sales pitch
You want a plan that relies on overtime to hold the property
You want a return promised upfront. Nobody can honestly offer one
You need to buy this month, whatever the property
Before you decide
Google review
