InvestorKit for public sector workers
Teachers, police, defence personnel and public servants all have different pay, allowances, postings and super. We start with your actual position, build a long-term plan sized to your income and buffers, then research and check every property. You approve every purchase.
Free 15-minute call. No obligation.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Approaching the situation with a healthy degree of scepticism and caution that is required when making such an investment, we were quickly made to feel comfortable and at ease by the team at InvestorKit.
Our customer success has been featured in 1000+ media and news outlet articles.
In the newsSound familiar?
Pay scales and bands make your income predictable, but there is a ceiling on how fast it grows.
Transfers, postings and rural service move you around, and it is hard to buy well wherever you happen to be living.
You have seen people overextend on property. You would rather move slowly than lose sleep.
Shift work, marking, call-outs and long rosters leave little energy for suburb research.
What is really going on
Your pay, allowances and super are things a plan can work with. What is often missing is a property plan sized to your income, with buffers you are comfortable with. With that in place, you can buy where the numbers work rather than where you are posted, at a pace that suits you.
How we help public sector workers
The same process every client follows, set at a pace you are comfortable with.
A 15-minute conversation about your goals, your income and your timeline. There is no obligation, and you do not need to be ready to buy.
Your strategist looks at your borrowing, cash flow and buffers, and sets a pace you are comfortable with. Nothing in the plan relies on a pay rise you have not had yet.
We compare markets across Australia on demand, supply and rents, so where you invest does not depend on where you are posted.
Every shortlisted property goes through our 20-point due diligence before we negotiate. You see the evidence and you make the final call.
We coordinate settlement with your broker, solicitor and property manager, then review your plan with you as your career and goals change.
Why a buyer’s agent and wealth partner
A steady salary with a pay ceiling rewards a careful plan. A buyer’s agent and a wealth partner help you use that certainty without stretching it.
It is a paid service, and it does not suit everyone. We confirm our fee with you upfront, and the free discovery call is where we check together that it fits your budget and your plan.
Suburb research, inspections, agent calls and paperwork can take months of evenings and weekends. We carry that work, and you make the decisions.
Our research team studies supply, demand, rents and local conditions nationally, so the shortlist is not limited to the suburbs you already know.
Every shortlisted property goes through our 20-point due diligence checklist, and we coordinate inspections before you are asked to commit.
The selling agent works for the vendor. We negotiate the price and terms for you, with the research behind every offer.
Around 70% of our recent purchases were off-market or pre-market, so the search reaches past what is listed online.
Your Portfolio Wealth Blueprint maps what comes next across residential and commercial property, and we connect you with selected finance, accounting and insurance professionals along the way.
The InvestorKit difference
A property purchase is one step. We help you build a portfolio around your goals, and keep reviewing the plan with you as it grows.
A purchase-only engagement centres on finding a property, negotiating the price and reaching settlement. Your wider portfolio strategy and what comes next sit outside that brief.
The InvestorKit Group works on every stage with you. Start with a plan for your whole portfolio, put it to work through residential and commercial investing, and keep reviewing the plan as your portfolio grows. We connect you with selected finance, accounting and insurance professionals along the way. The plan is built around your pay, allowances and postings, with buffers set before any purchase.
Here for one purchase? We can help with that too. Start with the support you need, with room to build a longer-term partnership.
Purchase-only scope shown. Services vary by agency and engagement.
Why InvestorKit
REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Strategists, researchers and buyers’ agents work together on every brief. The research team studies markets nationally and publishes its thinking in whitepapers, reports and the book Driving the Data.
No developer commissions and no selling agent referral fees. We confirm our fee with you upfront, so our advice follows your plan.
$2B+ in property purchased for clients, and 850+ five-star Google reviews.
In the conversation
Forbes Australia BrandVoice partner content
On Today Extra
Author of Driving the DataExperience behind the approach
Meet our clientsReal clients
Google reviews about how we buy. The reviewers have not said they work in the public sector. Individual experiences, not promised or typical results.
There was no rushing or hard selling and finally we were able to select the right property that we were comfortable with.
They really do all the heavy lifting, meaning my husband and I could continue focusing on our work commitments.
A fair question
It depends on your finances, and it may not be right for you yet. That is what the first call and the plan are for. We size any purchase to your income, keep buffers in place and never rely on projected growth to make the numbers work. We cannot promise returns. If the numbers do not work yet, the plan says so.
Your next step
Tell us where you are and what you want. We will explain how we work and whether we are the right fit. You do not need to be ready to buy.
The discovery call suits people with access to at least $100K in savings or equity, or guarantor support.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
We'll reveal how you can save time, stress, and money through strategic property investing.
REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Rules and policy
Current at . General information, not financial, tax or legal advice. Check how any change applies to you with your accountant or adviser.
Law, not yet startedFederalFrom
From 1 July 2027, losses on established residential investment properties bought after 7:30pm AEST on 12 May 2026 can only be offset against residential property income and gains, not wages. Properties already held at that time keep their current treatment, and newly built homes are exempt.
Law, not yet startedFederalFrom
For gains that build up from 1 July 2027, the 50% capital gains tax discount is replaced by indexing the cost base to inflation, plus a 30% minimum tax on the real gain. Gains built up before that date keep the 50% discount, and main residences stay exempt.
Is this you?
The discovery call suits people with access to at least $100K in savings or equity, or guarantor support.
You have a regular income and want property to sit alongside your super
You prefer a steady, careful pace to a fast one
You want to buy where the numbers work, not only where you are posted
You want to see the evidence before you decide
You want a guaranteed return. Nobody can honestly offer one
You want quick gains. Our plans are built for the long term
You need to buy this month, whatever the property
Before you decide
Google review
