InvestorKit for public sector workers
Teachers, police, defence personnel and public servants all have different pay, allowances, postings and super. We start with your actual position, build a long-term plan sized to your income and buffers, then research and check every property. You approve every purchase.
Free 15-minute call. No obligation.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Google reviewApproaching the situation with a healthy degree of scepticism and caution that is required when making such an investment, we were quickly made to feel comfortable and at ease by the team at InvestorKit.
Sound familiar?
Pay scales and bands make your income predictable, but there is a ceiling on how fast it grows.
Transfers, postings and rural service move you around, and it is hard to buy well wherever you happen to be living.
You have seen people overextend on property. You would rather move slowly than lose sleep.
Shift work, marking, call-outs and long rosters leave little energy for suburb research.
What is really going on
Your pay, allowances and super are things a plan can work with. What is often missing is a property plan sized to your income, with buffers you are comfortable with. With that in place, you can buy where the numbers work rather than where you are posted, at a pace that suits you.
How we help public sector workers
The same process every client follows, set at a pace you are comfortable with.
A 15-minute conversation about your goals, your income and your timeline. There is no obligation, and you do not need to be ready to buy.
Your strategist looks at your borrowing, cash flow and buffers, and sets a pace you are comfortable with. Nothing in the plan relies on a pay rise you have not had yet.
We compare markets across Australia on demand, supply and rents, so where you invest does not depend on where you are posted.
Every shortlisted property goes through our 20-point due diligence before we negotiate. You see the evidence and you make the final call.
We coordinate settlement with your broker, solicitor and property manager, then review your plan with you as your career and goals change.
Experience behind the approach
Meet our clients
REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Dated company experience. Purchase counts and reach are historical; individual outcomes vary and are not a forecast of your results.
Real clients
Google reviews about how we buy. The reviewers have not said they work in the public sector. Individual experiences, not promised or typical results.
Google reviewThere was no rushing or hard selling and finally we were able to select the right property that we were comfortable with.
Google reviewThey really do all the heavy lifting, meaning my husband and I could continue focusing on our work commitments.
A fair question
It depends on your finances, and it may not be right for you yet. That is what the first call and the plan are for. We size any purchase to your income, keep buffers in place and never rely on projected growth to make the numbers work. We cannot promise returns. If the numbers do not work yet, the plan says so.
Your next step
Tell us where you are and what you want. We will explain how we work and whether we are the right fit. You do not need to be ready to buy.
The discovery call suits people with access to at least $125K in savings or equity, or guarantor support.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Weighing your options
Begin with a suburb or region you already know.
Compare opportunities within your chosen local area.
Combine your familiarity with current data on supply, demand and rental conditions.
Begin with your goals, budget, cash flow and the role of the next property.
Assess markets nationally before narrowing the search to a suitable brief.
A research team evaluates supply, demand and market fundamentals behind a recommendation.
Rules and policy
Current at . General information, not financial, tax or legal advice. Check how any change applies to you with your accountant or adviser.
Law, not yet startedFederalFrom
From 1 July 2027, losses on established residential investment properties bought after 7:30pm AEST on 12 May 2026 can only be offset against residential property income and gains, not wages. Properties already held at that time keep their current treatment, and newly built homes are exempt.
Source: ATO: negative gearing and CGT reforms (opens in a new tab), Budget 2026-27 explainer (PDF) (opens in a new tab)
Law, not yet startedFederalFrom
For gains that build up from 1 July 2027, the 50% capital gains tax discount is replaced by indexing the cost base to inflation, plus a 30% minimum tax on the real gain. Gains built up before that date keep the 50% discount, and main residences stay exempt.
Source: ATO: negative gearing and CGT reforms (opens in a new tab), Budget 2026-27 explainer (PDF) (opens in a new tab)
Is this you?
The discovery call suits people with access to at least $125K in savings or equity, or guarantor support.
Before you decide
