Years on one property, then a plan.
Buying your next investment property
Bought one, then stalled? Get the plan for number two.
Your first property taught you a lot. The next one should fit a plan that works with your life as it is now, not as it was. We map what to buy next and why, then research, check and negotiate for you. You keep the final say.
Book your free call
Explore client stories Free 15-minute call. No obligation.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Google reviewAs busy professional parents, the IK process is beautifully suited to our busy lives and takes all the guesswork and stress out of our property purchases.
Fay OlsenRead on Google
Sound familiar?
You’ve done it once. Doing it again feels harder.
Life got in the way
A child, a bigger mortgage or two busy careers. The second purchase kept sliding down the list.
You don’t want another long gap
It took years to get the first one. You would rather not wait that long again for the next.
You’re not sure what comes next
Growth or cash flow, the same state or somewhere new. Without a sequence, every option looks as good as the last.
Your time is limited
Researching markets, arranging inspections and negotiating takes hours you and your partner do not have.
What is really going on
You don’t need another property. You need a sequence.
Stalling after one purchase is rarely about motivation. What is often missing is a plan that says what the next property is for, when it makes sense and how it sets up the one after. A roadmap built on your income, equity and life gives each purchase a role, and it can change when your life does.
How we help with your next purchase
A roadmap first. Then the right next property.
The same process every client follows, shaped around what you already own.
- 01
Start with a free call
A 15-minute conversation about what you own, what has changed since you bought and where you want to be. There is no obligation.
- 02
Map the sequence
Your strategist looks at your equity, cash flow and buffers alongside your broker’s view of borrowing, then sets out what the next purchase needs to do.
- 03
Research nationally
We compare markets across Australia on data, so the next property adds something your first does not, rather than repeating it.
- 04
Check and negotiate for you
Every shortlisted property goes through our 20-point due diligence, then our acquisitions team negotiates. You see the evidence and make the final call.
- 05
Review the plan as life changes
We coordinate settlement with your broker, solicitor and property manager, then revisit the roadmap as your family, work and goals change.
Experience behind the approach
Meet our clients- Clients with a completed purchase
- 2,200+
- Completed property purchases
- 3,100+
- Typical time from signing to exchange
- 2 to 4 months
REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Dated company experience. Purchase counts and reach are historical; individual outcomes vary and are not a forecast of your results.
Success stories
People who got moving again.
In their words
What clients say about working with us.
Excerpts from verified Google reviews. Individual experiences, not promised or typical results.
Google reviewAt the beginning of the year, Jessie (my property strategist) gave me a call following up on my previous purchase and to ask me about my plans for the future. I mentioned I wanted to get back into the market and purchase another property but I didn’t think I would be able to with my borrowing power. She put me in touch with Peter from Mortgage Pros (my new mortgage broker) and he helped me secure funding to buy my second property, where my previous bank was no help.
Sean FiferRead on Google
Google reviewBuying interstate means trusting people you have never met to notice things on your behalf. These guys did.
Matthew ScottRead on Google
A fair question
Can we afford the next one?
That depends on your income, equity, existing loans and a lender’s assessment, so your mortgage broker gives that answer, not us. What we do is make sure the question comes first. Before we look at any property, we go through your cash flow and buffers with you and work alongside your broker, so the next purchase fits what you can comfortably hold. If the answer is not yet, we will say so and plan around it.
- Borrowing decisions sit with your broker and lender. We work alongside them.
- Paid by you only: no developer commissions and no selling agent referral fees.
- You approve every purchase. Nothing is bought without your agreement.
Your next step
Start with a free 15-minute call.
Tell us where you are and what you want. We will explain how we work and whether we are the right fit. You do not need to be ready to buy.
The discovery call suits people with access to at least $125K in savings or equity, or guarantor support.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Weighing your options
Owning without a planned review, or a team beside you.
The alternative
Owning without a planned review
When you think to ask
Revisit the strategy when you choose, or when a problem or opportunity prompts it.
Assets viewed separately
Track each property and decide whether to assess the portfolio as a whole.
Track the bills and rent
Monitor income and expenses yourself or through your appointed professionals.
With InvestorKit
A team beside you
Agreed review points
Revisit the plan through portfolio reviews included in your engagement.
A portfolio perspective
Consider the role of your existing properties together, including concentration and your goals.
Model the commitments
The Blueprint includes cash-flow modelling to help assess portfolio commitments and scenarios.
Rules and policy
What has changed recently
Current at . General information, not financial, tax or legal advice. Check how any change applies to you with your accountant or adviser.
Law, not yet startedFederalFrom
Negative gearing limited for established homes
From 1 July 2027, losses on established residential investment properties bought after 7:30pm AEST on 12 May 2026 can only be offset against residential property income and gains, not wages. Properties already held at that time keep their current treatment, and newly built homes are exempt.
Source: ATO: negative gearing and CGT reforms (opens in a new tab), Budget 2026-27 explainer (PDF) (opens in a new tab)
Law, not yet startedFederalFrom
CGT discount replaced by indexation and a 30% minimum tax
For gains that build up from 1 July 2027, the 50% capital gains tax discount is replaced by indexing the cost base to inflation, plus a 30% minimum tax on the real gain. Gains built up before that date keep the 50% discount, and main residences stay exempt.
Source: ATO: negative gearing and CGT reforms (opens in a new tab), Budget 2026-27 explainer (PDF) (opens in a new tab)
In forceFederalFrom
Bank limit on high debt-to-income lending
Since 1 February 2026, each bank can make no more than 20% of its new home loans at a debt-to-income ratio of six times or more. It caps the bank’s share of that lending, not any one borrower, and loans to buy or build new homes are exempt.
Source: APRA: limit on high debt-to-income loans (opens in a new tab)
In forceVICFrom
Victorian rental law changes
Since 25 November 2025, Victorian landlords cannot give a no reason notice to vacate, and rent increases need 90 days’ notice. More changes start on 13 October 2026, including gas and electrical safety checks every two years.
Source: Consumer Affairs Victoria: rental law changes (opens in a new tab)
In forceNSWFrom
NSW rental law changes
Since 19 May 2025, NSW landlords need a listed reason to end a lease, and rent can rise only once every 12 months for all leases.
Source: NSW Fair Trading: changes to rental laws (opens in a new tab)
In forceQLDFrom
Queensland rental law changes
In Queensland, rent can rise only once every 12 months, and since 6 June 2024 that limit attaches to the property, not just the tenant. Rent bidding is banned.
Source: RTA: new rental laws from 6 June 2024 (opens in a new tab)
Is this you?
An honest fit check.
The discovery call suits people with access to at least $125K in savings or equity, or guarantor support.
- You own a home or one investment property and want the next purchase to fit a plan
- You and your partner are busy and want the legwork handled
- You want to know what to buy next and why, not just where
- You want one team from research to settlement, with reviews after
A good fit
This may suit you if...
- You want a hot suburb tip. We work from a plan, not from tips
- You want to add properties for the sake of the count
- You want a guaranteed return. Nobody can honestly offer one
Probably not a fit
This may not suit you if...
Before you decide