Buying your first investment property
Your first investment should set up the second, not stall it. We start with a plan built on your finances, then research, check and negotiate with you. You keep the final say on every purchase.
Free 15-minute call. No obligation.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
As a team, Roger, Anthony, Diana, and Adrian were an absolute powerhouse. They made what could have been an overwhelming first purchase feel easy, exciting, and transparent.
Our customer success has been featured in 1000+ media and news outlet articles.
In the newsSound familiar?
Every suburb has a story and every podcast has an opinion. Without a plan, it is hard to tell which advice applies to you.
The deposit took years to build. Leaving it in the bank feels like a waste, but a wrong first purchase would cost more.
This may be the largest purchase you and your partner have made. Handing it to people you have just met feels risky too.
On a first property every dollar counts, so paying for help can feel like one more risk to take.
What is really going on
Most first-time investors we speak with have done the reading. What holds them back is not knowing how the first purchase fits the next one, or how to tell a sound property from a well-marketed one. A plan built on your income, savings and goals answers both, before you look at a single listing.
How we help first-time investors
The same process every client follows, with extra time where a first purchase needs it.
A 15-minute conversation about your goals, timeline and savings. There is no obligation, and you do not need to be ready to buy.
Your strategist looks at your borrowing, cash flow and buffers, so the first purchase leaves room for the second.
We compare markets across Australia on data rather than headlines, then narrow to suburbs that fit your budget and plan.
Every shortlisted property goes through our 20-point due diligence before we negotiate. You see the evidence and you make the final call.
We coordinate settlement with your broker, solicitor and property manager, then review your plan as your life changes.
Why a buyer’s agent and wealth partner
A first investment sets up everything after it, so the research, checks and negotiation behind it matter more than the listing that catches your eye.
It is a paid service, and it does not suit everyone. We confirm our fee with you upfront, and the free discovery call is where we check together that it fits your budget and your plan.
Suburb research, inspections, agent calls and paperwork can take months of evenings and weekends. We carry that work, and you make the decisions.
Our research team studies supply, demand, rents and local conditions nationally, so the shortlist is not limited to the suburbs you already know.
Every shortlisted property goes through our 20-point due diligence checklist, and we coordinate inspections before you are asked to commit.
The selling agent works for the vendor. We negotiate the price and terms for you, with the research behind every offer.
Around 70% of our recent purchases were off-market or pre-market, so the search reaches past what is listed online.
Your Portfolio Wealth Blueprint maps what comes next across residential and commercial property, and we connect you with selected finance, accounting and insurance professionals along the way.
The InvestorKit difference
A property purchase is one step. We help you build a portfolio around your goals, and keep reviewing the plan with you as it grows.
A purchase-only engagement centres on finding a property, negotiating the price and reaching settlement. Your wider portfolio strategy and what comes next sit outside that brief.
The InvestorKit Group works on every stage with you. Start with a plan for your whole portfolio, put it to work through residential and commercial investing, and keep reviewing the plan as your portfolio grows. We connect you with selected finance, accounting and insurance professionals along the way. For a first investment, we choose the property with the second purchase in mind.
Here for one purchase? We can help with that too. Start with the support you need, with room to build a longer-term partnership.
Purchase-only scope shown. Services vary by agency and engagement.
Why InvestorKit
REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Strategists, researchers and buyers’ agents work together on every brief. The research team studies markets nationally and publishes its thinking in whitepapers, reports and the book Driving the Data.
No developer commissions and no selling agent referral fees. We confirm our fee with you upfront, so our advice follows your plan.
$2B+ in property purchased for clients, and 850+ five-star Google reviews.
In the conversation
Forbes Australia BrandVoice partner content
On Today Extra
Author of Driving the DataExperience behind the approach
Meet our clientsSuccess stories
In their words
Excerpts from verified Google reviews. Individual experiences, not promised or typical results.
Given this was our first time buying property, we were expectedly fairly nervous. Now looking back, it is clear that building a team around you to start this journey is vital.
InvestorKit was one of the best decisions I made when purchasing my first investment property.
A fair question
We cannot promise that a fee pays for itself, and we will not pretend to. What it buys is a plan built on your finances, national research, a detailed check of every shortlisted property, negotiation and settlement support. A first purchase that stalls your next one is harder to see, and slower to fix.
Your next step
Tell us where you are and what you want. We will explain how we work and whether we are the right fit. You do not need to be ready to buy.
The discovery call suits people with access to at least $100K in savings or equity, or guarantor support.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
We'll reveal how you can save time, stress, and money through strategic property investing.
REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Rules and policy
Current at . General information, not financial, tax or legal advice. Check how any change applies to you with your accountant or adviser.
Law, not yet startedFederalFrom
From 1 July 2027, losses on established residential investment properties bought after 7:30pm AEST on 12 May 2026 can only be offset against residential property income and gains, not wages. Properties already held at that time keep their current treatment, and newly built homes are exempt.
Law, not yet startedFederalFrom
For gains that build up from 1 July 2027, the 50% capital gains tax discount is replaced by indexing the cost base to inflation, plus a 30% minimum tax on the real gain. Gains built up before that date keep the 50% discount, and main residences stay exempt.
Draft for consultationFederal
Treasury has released draft law setting out which homes count as new for the negative gearing and capital gains tax changes. It is a draft only and could change before it reaches Parliament.
In forceFederalFrom
Since 1 February 2026, each bank can make no more than 20% of its new home loans at a debt-to-income ratio of six times or more. It caps the bank’s share of that lending, not any one borrower, and loans to buy or build new homes are exempt.
In forceVICFrom
Since 25 November 2025, Victorian landlords cannot give a no reason notice to vacate, and rent increases need 90 days’ notice. More changes start on 13 October 2026, including gas and electrical safety checks every two years.
In forceNSWFrom
Since 19 May 2025, NSW landlords need a listed reason to end a lease, and rent can rise only once every 12 months for all leases.
In forceQLDFrom
In Queensland, rent can rise only once every 12 months, and since 6 June 2024 that limit attaches to the property, not just the tenant. Rent bidding is banned.
Is this you?
The discovery call suits people with access to at least $100K in savings or equity, or guarantor support.
You have saved a deposit and want the first purchase to set up the next
You and your partner want a plan before you look at listings
You would rather decide with evidence than with a sales pitch
You want one team for research, negotiation and settlement
You want a guaranteed return. Nobody can honestly offer one
You want to be told what to buy without seeing why
You need to buy this month, whatever the property
Before you decide
Google review
