Started at 23. Looked beyond Sydney.
Buying your first investment property
You’ve saved the deposit. Now make the first one count.
Your first investment should set up the second, not stall it. We start with a plan built on your finances, then research, check and negotiate with you. You keep the final say on every purchase.
Book your free call
Explore client stories Free 15-minute call. No obligation.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Google reviewAs a team, Roger, Anthony, Diana, and Adrian were an absolute powerhouse. They made what could have been an overwhelming first purchase feel easy, exciting, and transparent.
Shaun O'BrienRead on Google
Sound familiar?
You’re ready to start. You just don’t want to get it wrong.
You don’t know where to start
Every suburb has a story and every podcast has an opinion. Without a plan, it is hard to tell which advice applies to you.
Your savings feel like they’re standing still
The deposit took years to build. Leaving it in the bank feels like a waste, but a wrong first purchase would cost more.
It feels like a big decision to make alone
This may be the largest purchase you and your partner have made. Handing it to people you have just met feels risky too.
You’re not sure the fee is worth it
On a first property every dollar counts, so paying for help can feel like one more risk to take.
What is really going on
It isn’t ambition you’re missing. It’s a plan you trust.
Most first-time investors we speak with have done the reading. What holds them back is not knowing how the first purchase fits the next one, or how to tell a sound property from a well-marketed one. A plan built on your income, savings and goals answers both, before you look at a single listing.
How we help first-time investors
Plan first. Then buy with evidence.
The same process every client follows, with extra time where a first purchase needs it.
- 01
Start with a free call
A 15-minute conversation about your goals, timeline and savings. There is no obligation, and you do not need to be ready to buy.
- 02
Build a plan around your finances
Your strategist looks at your borrowing, cash flow and buffers, so the first purchase leaves room for the second.
- 03
Research nationally, not just locally
We compare markets across Australia on data rather than headlines, then narrow to suburbs that fit your budget and plan.
- 04
Check and negotiate every property
Every shortlisted property goes through our 20-point due diligence before we negotiate. You see the evidence and you make the final call.
- 05
Stay with you after settlement
We coordinate settlement with your broker, solicitor and property manager, then review your plan as your life changes.
Experience behind the approach
Meet our clients- Clients with a completed purchase
- 2,200+
- Completed property purchases
- 3,100+
- Typical time from signing to exchange
- 2 to 4 months
REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Dated company experience. Purchase counts and reach are historical; individual outcomes vary and are not a forecast of your results.
Success stories
People who started where you are.
In their words
What clients say about starting with us.
Excerpts from verified Google reviews. Individual experiences, not promised or typical results.
Google reviewGiven this was our first time buying property, we were expectedly fairly nervous. Now looking back, it is clear that building a team around you to start this journey is vital.
Ajay RaveendranRead on Google
Google reviewInvestorKit was one of the best decisions I made when purchasing my first investment property.
elissa sargeantRead on Google
A fair question
Is the fee worth it on my first property?
We cannot promise that a fee pays for itself, and we will not pretend to. What it buys is a plan built on your finances, national research, a detailed check of every shortlisted property, negotiation and settlement support. A first purchase that stalls your next one is harder to see, and slower to fix.
- We confirm the scope and fee with you before you engage us.
- Paid by you only: no developer commissions and no selling agent referral fees.
- You approve every purchase. Nothing is bought without your agreement.
Your next step
Start with a free 15-minute call.
Tell us where you are and what you want. We will explain how we work and whether we are the right fit. You do not need to be ready to buy.
The discovery call suits people with access to at least $125K in savings or equity, or guarantor support.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Weighing your options
Investing on your own, or a team beside you.
The alternative
Investing on your own
You build the plan
Build your own strategy and seek professional input where needed.
You assess the evidence
Source data, compare markets and decide which evidence to trust.
Your search and network
Search listings and build your own agent relationships.
With InvestorKit
A team beside you
Strategy, together
Work with a property strategist to connect your goals, buying brief and portfolio plan.
Dedicated research
A dedicated research team assesses supply, demand and market fundamentals.
A team sourcing for you
An acquisitions team sources opportunities through listings and agent relationships.
Rules and policy
What has changed recently
Current at . General information, not financial, tax or legal advice. Check how any change applies to you with your accountant or adviser.
Law, not yet startedFederalFrom
Negative gearing limited for established homes
From 1 July 2027, losses on established residential investment properties bought after 7:30pm AEST on 12 May 2026 can only be offset against residential property income and gains, not wages. Properties already held at that time keep their current treatment, and newly built homes are exempt.
Source: ATO: negative gearing and CGT reforms (opens in a new tab), Budget 2026-27 explainer (PDF) (opens in a new tab)
Law, not yet startedFederalFrom
CGT discount replaced by indexation and a 30% minimum tax
For gains that build up from 1 July 2027, the 50% capital gains tax discount is replaced by indexing the cost base to inflation, plus a 30% minimum tax on the real gain. Gains built up before that date keep the 50% discount, and main residences stay exempt.
Source: ATO: negative gearing and CGT reforms (opens in a new tab), Budget 2026-27 explainer (PDF) (opens in a new tab)
Draft for consultationFederal
Draft rules on what counts as a new home
Treasury has released draft law setting out which homes count as new for the negative gearing and capital gains tax changes. It is a draft only and could change before it reaches Parliament.
Source: Treasurer media release (opens in a new tab), Treasury consultation (opens in a new tab)
In forceFederalFrom
Bank limit on high debt-to-income lending
Since 1 February 2026, each bank can make no more than 20% of its new home loans at a debt-to-income ratio of six times or more. It caps the bank’s share of that lending, not any one borrower, and loans to buy or build new homes are exempt.
Source: APRA: limit on high debt-to-income loans (opens in a new tab)
In forceVICFrom
Victorian rental law changes
Since 25 November 2025, Victorian landlords cannot give a no reason notice to vacate, and rent increases need 90 days’ notice. More changes start on 13 October 2026, including gas and electrical safety checks every two years.
Source: Consumer Affairs Victoria: rental law changes (opens in a new tab)
In forceNSWFrom
NSW rental law changes
Since 19 May 2025, NSW landlords need a listed reason to end a lease, and rent can rise only once every 12 months for all leases.
Source: NSW Fair Trading: changes to rental laws (opens in a new tab)
In forceQLDFrom
Queensland rental law changes
In Queensland, rent can rise only once every 12 months, and since 6 June 2024 that limit attaches to the property, not just the tenant. Rent bidding is banned.
Source: RTA: new rental laws from 6 June 2024 (opens in a new tab)
Read more from InvestorKit
Is this you?
An honest fit check.
The discovery call suits people with access to at least $125K in savings or equity, or guarantor support.
- You have saved a deposit and want the first purchase to set up the next
- You and your partner want a plan before you look at listings
- You would rather decide with evidence than with a sales pitch
- You want one team for research, negotiation and settlement
A good fit
This may suit you if...
- You want a guaranteed return. Nobody can honestly offer one
- You want to be told what to buy without seeing why
- You need to buy this month, whatever the property
Probably not a fit
This may not suit you if...
Before you decide