Two Properties by 23: How Moses Built a Borderless Portfolio Early

The Client

Moses started working straight after school.

His first job was in a butcher store, where he learned more than just how to cut meat. He learned customer service, communication, discipline, and what it meant to show up properly.

Money habits came early too.

Growing up in an Italian household, Moses was taught to live below his means, focus on needs before wants, and save consistently. He opened a savings account early and kept putting money aside.

But saving alone was not the goal.

Moses knew he had to build skills, grow his income, and use his money properly. He went on to study nursing while working, and today works full-time in the disability sector as a case manager, while also doing support work on weekends.

By 23, he was one of the youngest people in his role.

And he had already made the decision to invest.

Our Strategy

Moses had already spent time learning about property.

He was reading, watching videos, listening to podcasts, and trying to avoid mistakes. But eventually, he realised learning can only take you so far. At some point, you have to act.

The strategy started with a clear shift: stop looking only at what feels familiar and start looking at what the data says.

Living in Victoria, Moses could have stayed local and bought what felt comfortable. But the goal was not to buy close to home. The goal was to build a portfolio that could keep moving.

That meant looking borderless.

The first purchase was in Albury-Wodonga, around three hours from where Moses lived. It felt easier because it was still within driving distance, but it was still a step outside his immediate comfort zone.

The second purchase was in Townsville.

That required a bigger shift. It was further away, less familiar, and came with more uncertainty. But the numbers made sense, the research supported the decision, and the team was there to guide the process.

Each property had a clear role.

The focus was on houses, land size, strong market fundamentals, rental demand, due diligence, and long-term portfolio impact.

This was never about buying for the sake of buying.

It was about helping Moses use his savings, income, and time properly while he still had decades of compounding ahead of him.