Thinking about investing
Before you look at listings, it helps to know what ready means for you: what you could put in, what a lender may let you borrow and what a first property needs to do. Start with our free whitepaper on the markets our research rates as resilient under the new tax settings, then book a call when the numbers line up.
Ready to talk? Book your free call850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
If you are sitting on the edge not sure, getting overwhelmed or just don’t have the time to do your research or talk to sellers, they will make this process a breeze and accelerate your property acquisition for you.
10 Markets Positioned To Remain Resilient In Australia's New Tax Environment
REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Our customer success has been featured in 1000+ media and news outlet articles.
In the newsSound familiar?
You are saving towards something, but nobody has told you how much is enough or what it needs to cover.
Tax changes, prices and lending rules all make the news. It is hard to tell what affects you and what is noise.
When you look at what homes cost near you, investing can feel like something for other people.
You and your partner want to be on the same page before you commit to anything, and that takes time.
What is really going on
Taking time before a large decision is sensible. What makes it feel endless is not knowing what you are waiting for. Once you know what you can put in, what a lender may let you borrow and what a first property needs to do in a longer plan, the waiting has an end point. Some people find they are closer than they thought. Others find they need another year of saving, and that is a useful answer too.
How to use the time before you buy
Four steps you can take at your own pace. The first is free and takes a few minutes.
Our free whitepaper shows which markets our research rates as resilient under the new tax settings, and the data behind each one. It is a calm place to start.
Add up your savings and any equity you hold, and ask whether family guarantor support is an option. A mortgage broker can tell you what a lender may let you borrow.
Talk through what you and your partner want property to do for you, and over what timeframe. A plan is built around that answer.
A 15-minute conversation with no obligation. We talk through your goals and next steps. A broker can confirm what you could borrow.
You receiveThe discovery call suits people with access to at least $100K in savings or equity, or guarantor support.
Why a buyer’s agent and wealth partner
Before you pick a property, it helps to know what a buyer’s agent and a wealth partner actually do, and whether the service suits where you are now.
It is a paid service, and it does not suit everyone. We confirm our fee with you upfront, and the free discovery call is where we check together that it fits your budget and your plan.
Suburb research, inspections, agent calls and paperwork can take months of evenings and weekends. We carry that work, and you make the decisions.
Our research team studies supply, demand, rents and local conditions nationally, so the shortlist is not limited to the suburbs you already know.
Every shortlisted property goes through our 20-point due diligence checklist, and we coordinate inspections before you are asked to commit.
The selling agent works for the vendor. We negotiate the price and terms for you, with the research behind every offer.
Around 70% of our recent purchases were off-market or pre-market, so the search reaches past what is listed online.
Your Portfolio Wealth Blueprint maps what comes next across residential and commercial property, and we connect you with selected finance, accounting and insurance professionals along the way.
The InvestorKit difference
A property purchase is one step. We help you build a portfolio around your goals, and keep reviewing the plan with you as it grows.
A purchase-only engagement centres on finding a property, negotiating the price and reaching settlement. Your wider portfolio strategy and what comes next sit outside that brief.
The InvestorKit Group works on every stage with you. Start with a plan for your whole portfolio, put it to work through residential and commercial investing, and keep reviewing the plan as your portfolio grows. We connect you with selected finance, accounting and insurance professionals along the way. If you are still weighing it up, the discovery call starts with your numbers, not a listing.
Here for one purchase? We can help with that too. Start with the support you need, with room to build a longer-term partnership.
Purchase-only scope shown. Services vary by agency and engagement.
Why InvestorKit
REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Strategists, researchers and buyers’ agents work together on every brief. The research team studies markets nationally and publishes its thinking in whitepapers, reports and the book Driving the Data.
No developer commissions and no selling agent referral fees. We confirm our fee with you upfront, so our advice follows your plan.
$2B+ in property purchased for clients, and 850+ five-star Google reviews.
In the conversation
Forbes Australia BrandVoice partner content
On Today Extra
Author of Driving the DataExperience behind the approach
Meet our clientsSuccess stories
In their words
Excerpts from verified Google reviews. Individual experiences, not promised or typical results.
They help take care of the entire process so we never felt hung out to dry.
Me and my Wife were introduced to InvestorKit through a friend, we were pretty sceptical of using a buyer's agent, but after having a Strategy session with Lee all our concerns disappeared.
A fair question
Nobody can honestly tell you what prices will do next, and we will not try. What we can tell you is what changed. From 1 July 2027, negative gearing is limited for established homes bought after 7:30pm AEST on 12 May 2026, and for individuals, trusts and partnerships, capital gains that build up from that date get inflation indexing and a 30% minimum tax instead of the 50% discount. Homes already held at that time keep full negative gearing, gains built up to 30 June 2027 keep the 50% discount, and new builds are exempt from the negative gearing change. We choose property on fundamentals such as demand, supply and rent, not on tax breaks, so our approach has not changed. Whether now suits you depends on your finances and your plan, not the headlines.
Your next step
Tell us where you are and what you want. We will explain how we work and whether we are the right fit. You do not need to be ready to buy.
The discovery call suits people with access to at least $100K in savings or equity, or guarantor support.
850+ five-star Google reviews. REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
We'll reveal how you can save time, stress, and money through strategic property investing.
REB Buyer's Agency of the Year, winner 2023, 2024 and 2026.
Rules and policy
Current at . General information, not financial, tax or legal advice. Check how any change applies to you with your accountant or adviser.
Law, not yet startedFederalFrom
From 1 July 2027, losses on established residential investment properties bought after 7:30pm AEST on 12 May 2026 can only be offset against residential property income and gains, not wages. Properties already held at that time keep their current treatment, and newly built homes are exempt.
Law, not yet startedFederalFrom
For gains that build up from 1 July 2027, the 50% capital gains tax discount is replaced by indexing the cost base to inflation, plus a 30% minimum tax on the real gain. Gains built up before that date keep the 50% discount, and main residences stay exempt.
Draft for consultationFederal
Treasury has released draft law setting out which homes count as new for the negative gearing and capital gains tax changes. It is a draft only and could change before it reaches Parliament.
Is this you?
The discovery call suits people with access to at least $100K in savings or equity, or guarantor support.
You want to invest in the next year or two and want to know what ready looks like
You would like to understand the 2026 changes before you decide anything
You and your partner want to plan together before you commit
You prefer evidence and plain answers to a sales pitch
You want a tip on what to buy this month
You want a prediction of where prices are heading. We won’t give one
You want a guaranteed return. Nobody can honestly offer one
Before you decide
Google review
