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Featured in realestate.com.au

Why Joe and Gianna waited for the facts

With nine investment properties across five states, Joe and Gianna explain why confirmed policy and their long-term plan matter more than speculation.

Joe and Gianna Ciardi with their daughter Grazia at home, photographed by Jonathan Ng
Joe and Gianna Ciardi with their daughter Grazia at home, photographed by Jonathan Ng

realestate.com.au featured InvestorKit clients Joe and Gianna Ciardi on 30 April 2026, ahead of the Federal Budget. While proposed tax changes were prompting some investors to pause, the couple were waiting for confirmed details before reconsidering their strategy.

A portfolio built to be held

The article reports nine investment properties bought through InvestorKit, spread across NSW, Queensland, Victoria, South Australia and Western Australia. Joe described a methodical approach to building the portfolio, with the existing properties tenanted and the intention to hold them.

Rather than act on speculation about capital gains tax or negative gearing, the couple planned to examine any confirmed changes against their broader strategy. They would then seek input from the professionals around them before deciding whether an adjustment was needed.

Two snapshots of the same journey

Our linked client interview covers an earlier stage, when Joe and Gianna had seven properties. The newer media report describes nine. These figures reflect different points in time, rather than conflicting accounts of the same snapshot.

The feature offers a practical account of how one household approached uncertainty. Their decision to hold was specific to their circumstances and is not a recommendation for every property owner.

Read the original coverage

This is InvestorKit's summary of the feature. The full reporting belongs to realestate.com.au.

Figures describe the circumstances reported at publication. Individual outcomes vary, and past performance does not guarantee future results.