Arjun Paliwal on private investors and rental supply

news.com.au profiled InvestorKit founder Arjun Paliwal in December 2025, reporting on his 16-property portfolio and his views about private investors’ place in Australia’s housing system.

The first purchase and the borrowing decision

Arjun described how working in banking changed his understanding of saving and property. He and his wife bought their first home in Glenwood, Sydney, while both were earning strong incomes, then considered further purchases as their household finances allowed.

He told the publication that he assessed investments against difficult scenarios before committing. The report describes properties across five states, with a mixture of positive and negative gearing. It also distinguishes a reported portfolio value of at least $20 million from roughly $9 million of mortgage debt.

The housing-supply debate

The interview sets out Arjun’s view that private landlords provide rental accommodation for people at different stages of life. It also acknowledges the wider debate about housing affordability and the impact of multiple-property ownership.

This is reporting on the founder’s personal position and opinions at publication. It should not be read as a client case study or as a recommendation to copy his borrowing or ownership structure.