28 episodes · Newest first
Commercial property was not hit by the Budget, and more residential investors are looking to make the move. But commercial finance works very differently, and not every broker who says they “do commercial” knows how.
Most ultra high net worth investors assume the same thing. The bigger the deal, the lower the yield. It’s the most common misconception at this level of commercial property.
Commercial property lending in 2026 looks very different compared to just 12 months ago. Banks are now offering 100% loan to value ratios on commercial deals, 80% lending inside SMSF, and one lender is accepting 40% of business revenue as servicing even without profit on paper. At the same time, the same 6% net yield asset that qualified for 70% lending...
A $5 million commercial property doesn't attract land tax on $5 million. It attracts land tax on whatever the underlying land is worth once the building, fit-out and improvements are stripped away, and that gap can run into the millions.
An 87.8 billion dollar year in commercial property transactions sounds like an unambiguous good news story. A 25.7% jump on the previous year certainly reads that way on the surface.
A high net yield looks like the obvious win on paper. More income against the purchase price should mean a better deal. Yet many of the most successful commercial property buyers deliberately walk past those higher-yielding properties in favour of ones returning less.
Commercial property is often viewed as the "high-risk" side of real estate investing.
When most investors think about commercial property, they focus on the headline numbers.
Few commercial property sectors have attracted as much attention over the past five years as industrial property.
Federal Budgets often create winners, losers, and plenty of uncertainty.
One of the most common questions investors ask is:
Commercial property investors often chase one number. 7% net yield. On paper, it sounds attractive. Higher cash flow. Better returns. Faster passive income growth.
