Three months ago, Arjun and Jack made predictions about what the budget changes would actually do to property investors. Three months on, some came true, some haven't yet, and one turned out to be a bank mistake that cut borrowing power by 30% almost overnight.In this episode of the Property Nerds podcast, Arjun Paliwal (CEO of InvestorKit) and Jack Fouracre from Fouracre Financial go through the scorecard. They break down the calculator error banks made, why "trusts are dead" was wrong, why APRA's lending buffer is still too high for today's rates, and why rents are growing closer to 10% this year, not the $2 the government predicted.They also look at what happens next: whether negative gearing comes back in 2028 or not, and why investors who moved early are already better off either way. InvestorKit - Back To Back "REB Buyers Agency Of The Year 2023, 2024, 2026" Book your discovery call here: https://www.investorkit.com.au/discovery-call/If you're scaling a portfolio and want the right structure before your next purchase, the team at Fouracre Financial can walk you through it: fouracrefinancial.com.au HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. https://www.investorkit.com.au CONNECT WITH INVESTORKIT:Website: https://www.investorkit.com.auSend your questions to: [email protected] us on Facebook: https://www.facebook.com/InvestorKitFollow us on Instagram: https://www.instagram.com/investorkit.com.auSubscribe to our YouTube Channel: https://www.youtube.com/@investorkitConnect with us on LinkedIn: https://www.linkedin.com/company/investorkitDisclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.
Podcast episode
Post-Budget Property Market Predictions Review: What "Smart Investors" Are Doing Right Now
The Property NerdsWith Arjun Paliwal & Jack Fouracre
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The Property Nerds
About this episode
Video chapters
- 0:00 - Which Side of This Decision Do You Want to Be On
- 1:17 - The Calculator Error That Dropped Borrowing Power 30%
- 2:52 - How Banks Quietly Find New Ways to Lend: 40-Year Terms and 98% LTV Loans
- 5:03 - "Trusts Are Dead" — The Myth, and Why Lending Trust Isn't Accounting Trust
- 9:14 - Still Waiting: APRA's 3% Buffer and Why It's Overdue for Change
- 12:29 - Half True: Why Rental Shading Should Follow Real Vacancy Data
- 15:20 - REA's 2027 Forecast and What "Normal" Actually Means
- 16:02 - The Negative Gearing Return: What 2028 Could Look Like Either Way
- 19:55 - The Levers That Are Coming, and Which Side of Them You'll Be On
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