Suburbs Most Exposed to Investor Tax and Borrowing Changes
Which property markets could be most vulnerable if investor borrowing power weakens and tax incentives become less favourable?
News & Insights / Topic
Finance and Lending
Borrowing capacity, deposits, LMI, offset accounts, equity and the lending trends that shape what investors can buy. 16 articles, newest first.
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What Is LMI and How to Avoid Paying It
Understand how LMI works, who needs to pay it, and smart strategies buyers can use to avoid Lenders Mortgage Insurance.
Investment Property Deposit: How Much Do You Need in 2026?
Investment property deposit in Australia: Discover how much you need, LMI implications, equity options and tips for smarter financing with InvestorKit.
Pay Down Your Home Loan or Buy More Properties?
You often hear advice like, “Pay off your home loan as fast as possible.” It feels safe and is the simple rule many of us learned from our parents, but…
Redraw vs Offset: Which Is Better for Reducing Interest?
Learn the difference between redraw and offset accounts, how they work, and which option can help you reduce home loan interest more effectively.
How to Buy an Investment Property in 2026: The New Rules of Entry
Learn how to buy an investment property in 2026, including updated deposit requirements, lending changes, and smarter entry strategies for today’s market.
Offset Account Basics — What Is an Offset Account & How It Works
Offset account basics explained. Learn how it works, benefits for borrowers, and how it can help reduce loan interest and repayments.
3 Lending Traps That Can Kill Your Portfolio Growth and How to Avoid Them
You’ve saved a solid amount, your current investment(s) have been growing well, and you’re planning for your second or maybe third property. Everything seems to be on track, but somehow,…
How to Use Equity to Buy Investment Property
In a shifting market, investors are using equity to buy investment property as a path to portfolio growth. Learn more in home equity financing in this article.
5 Tips on How to Improve and Increase Borrowing Capacity
Struggling with borrowing limits? This blog teaches you 5 practical ways to increase your borrowing capacity and easily achieve your financial goals.
Best Financing Options for Investment Properties | InvestorKit
Find the best financing investment property options with this guide designed to help you make confident and informed decisions tailored to your needs.
Are Property Investors Responsible For House Price Booms?
The latest Australian Bureau of Statistics (ABS) data reveals a substantial rise in investor lending activity, with the value of new loans hitting its highest levels since 2021 (see Chart…
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