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A.R.I. / Advanced Rental Income Analyser

Know the numbers.
Before you offer.

Meet A.R.I., the Advanced Rental Income Analyser. Explore rental income, holding costs and long-term scenarios before you make your next property decision.

Get free A.R.I. accessTry a holding-cost example

Free access. Built for Australian property.

InvestorKitA.R.I. / Holding-cost example
The rent is the starting point.What stays
after the costs?
Rent received
$650 / week
Loan interest
−$577 / week
Property costs
−$135 / week
Weekly contribution needed$62
Illustrative, rounded figures. $500,000 interest-only loan at 6%, $7,000 annual costs, 52 weeks of rent. Before tax and principal repayments.
A useful next questionWhat changes at +1%?Try the scenario

Built by the team behind Australia's #1 buyer's agency.

In the news

Beyond the headline yield

The purchase price
is only the beginning.

Look beyond the asking price. Bring rent, lending and property expenses together, then explore how your assumptions affect cash flow over 10 to 30 years.

01 / Income

Start with what comes in.

Set your rental assumptions. Understand the income you are modelling before costs and lending enter the picture.

  • Expected rent
  • Vacancy assumptions
  • Rental growth

02 / Costs

Account for what goes out.

Bring the costs of buying and holding a property into the same view, instead of looking at rent in isolation.

  • Lending & interest
  • Rates & insurance
  • Management & maintenance

03 / Scenarios

See what changes the picture.

Explore longer-term cash flow and growth. Adjust your assumptions to understand how sensitive the result is.

  • Cash-flow projections
  • Growth assumptions
  • Different scenarios

A small example. A useful question.

What if interest rates
moved one point?

Get a feel for holding costs here. Adjust the numbers, then compare your rate with a one percentage point increase. The full A.R.I. tool takes the analysis further.

Your assumptions

Try a holding-cost scenario.

Change an input. See what it means each week.

Include rates, insurance, management and maintenance in annual property costs.

Your current assumptions

Weekly contribution needed$62Before tax and principal repayments
Rent received
$650
Loan interest
$577
Property costs
$135

Simplified interest-only illustration. Assumes 52 weeks of rent. Excludes vacancy, buying costs, tax, principal repayments and capital growth. This is an example, not an A.R.I. forecast or financial advice.

From inputs to insight

Your property.
Your assumptions.

  1. 01

    Bring your property details

    Start with the price, rent and lending. Add the buying and ongoing costs that apply to the property.

  2. 02

    Explore the scenarios

    Adjust assumptions and review cash-flow and growth projections. See what makes a difference over time.

  3. 03

    Put the results in context

    Compare the model with your goals and capacity. Confirm the details with your broker, accountant and advisers before acting.

Free A.R.I. access

Your next property. Run the numbers.

Request free access to A.R.I. using the form. Bring your property details and explore the assumptions behind your next investment.

  • 01Request your access
  • 02Enter your property assumptions
  • 03Explore the numbers before you offer

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A few useful answers

The details behind the decision.

Explore the costs, assumptions and scenarios behind a property decision.

See A.R.I. updates

Before your next offer

Put your property
through its paces.

Bring your rent, lending and costs together. Get free A.R.I. access and explore the assumptions behind your next investment.

Start with your numbers