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The Client
Nafiz started in 2019 as a young professional living at home in southwest Sydney. Like many in his mid-20s, he was looking at two-bedroom apartments around Rockdale and Campsie, chasing the first home buyer grant. It felt safe. It was familiar. And it was the wrong move.
Instead of settling for a unit with limited growth, Nafiz made a different call. He looked past postcode pride and went borderless. That one decision changed everything.
He partnered with InvestorKit and built a portfolio that now spans four states. His five-property portfolio has delivered over $1.5+ million in equity. He’s 32.
Our Strategy
We recommended starting in Brisbane with an affordable house in a high-yield area. It was bought site-unseen. That property went on to nearly double in value.
From there, we scaled with purpose. Asset two was in Adelaide. Number three went regional QLD. Then WA. Then VIC. Each move built on the last, using the equity generated to fund the next. No guesswork. Just consistent, data-led decisions.
Nafiz focused on his career while we handled the portfolio. He earned more, qualified for more, and we kept deploying that increased borrowing power into the right locations. The strategy was clear: spread risk, maximise growth, and time the market cycles.
First purchase in Queensland has grown 95.94%
- Purchase Price: $418,500
- Purchase Date: 2019
- Estimated Valuation 2025: $820,000
Second purchase in Adelaide has grown 78.86%
- Purchase Price: $492,000
- Purchase Date: 2021
- Estimated Valuation 2025: $880,000
Third purchase in Queensland has grown 54.83%
- Purchase Price: $445,000
- Purchase Date: 2022
- Estimated Valuation 2025: $689,000
Fourth purchase in Western Australia has grown 10.08%
- Purchase Price: $595,000
- Purchase Date: 2024
- Estimated Valuation 2025: $655,000
Fifth purchase in Western Australia just Purchased
- Purchase Price: $595,000
- Purchase Date: 2025
The Results and What’s Ahead
Nafiz never needed 10 properties. Five was enough. Based on current projections, he no longer needs to buy another investment to achieve long-term financial security.
The portfolio is built. It’s cash-flow supported, geographically diverse, and leveraged for growth. His wife has now joined the journey. She brings lessons from a poor first purchase into a stronger, co-owned plan. Together, they’re set.
They still rent in Sydney, by choice. This gives them flexibility and lets their investments work harder behind the scenes. They’ll buy their home when the time is right, not when pressure says they should.
Day to day, Nafiz lives differently now. He’s not rich with cash flow, but he’s rich in confidence. No more stress over money. No more overthinking small expenses. He knows the plan is working. The seeds are planted. He just needs time.
Looking Back
If Nafiz had followed the advice of friends or family, he’d own a Sydney apartment worth less than $600k today. Instead, his first three properties alone have built over $1.4M in equity.
That’s the difference between following emotion and following a system.
He remains a rentvestor. He’s not rushing the dream home. He’s secured his future first.
And most importantly, he’s stayed the course. Through lockdowns, interest rate hikes, media panic, and peer pressure. While others stalled, he kept moving.
Now, at 32, he’s financially set.
And he’s only just getting started.